We Help Get Your Student Loans Forgiven
Loan Forgiveness Results:
$20+ Million in loan forgiveness
$100,000+ average per person
Projected figures based on cases as of 2/2024. Individual results may vary.Who We Help
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Student Borrowers
$495
I will dig into your loans, how you should be filing your taxes and if we can get loan forgiveness. When you are done you will receive a student loan report that shows all your options and the long-term impact of each.
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Parent Plus Borrowers
$795
I will dig into your loans, how you should be filing your taxes and if we can get loan forgiveness. When you are done you will receive a student loan report that shows all your options and the long-term impact of each. I will also complete all required paperwork and guide you through 5+ month process.
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Going to College
$495
We help parents strategically pay as little as possible for college. We review use of 529 accounts, student loans, private student loans and Parent Plus loans to see which makes the most sense. You will receive a report with the estimate costs for the student and the parent during college and after graduation.
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Outsource
For financial planners or tax professionals looking to help their clients with student loans, but not have to be the expert.
Hi, I’m Steve Witter, CFP®, CSLP®
Buffalo’s first and only Certified Student Loan Professional™ (CSLP®).
As a Certified Student Loan Professional® and CERTIFIED FINANCIAL PLANNER™, I am qualified to assist you in finding the best possible strategies for repayment of your student loan debt while still planning for your future.
Examples of Loan Forgiveness
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23-year-old teacher with $50,000 of Federal student loans and $45,000 of private student loans.
Set the Federal student loans up for $52,000 of forgiveness.
Refinanced her private loans from interest rates of 8%, 9.625%, and 11.25% to 3.45%, which is projected to save over $18,000.
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60-year-old borrowed $360,000 in Parent Plus loans to send their kids to college.
We used the double consolidation loophole and filed taxes separately to lower the monthly payment from $4,228 to $546.
Projected to get over $472,000 of loan forgiveness!
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30-year-old who works at a non-profit with $60,000 in loans that just married a high-income earner.
Recommended that they file taxes separately vs. jointly. If they had filed jointly their loan payment would have gone from $158.30 to around $1,000 a month.
Worked with their accountant and filing their taxes separately meant paying an extra $2,000 in taxes but saved $10,000 in loan payments a year. This saved them $8,000 a year and they are projected to get over $40,000 of loan forgiveness.
The case study shared is to provide a general representation of the types of services provided. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.