We Help Get Your Student Loans Forgiven

Loan Forgiveness Results:

White graduation cap icon on blue background

$20+ Million in loan forgiveness

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$100,000+ average per person

Projected figures based on cases as of 2/2024. Individual results may vary.

Who We Help

  • Graduation ceremony with students wearing caps and gowns

    Student Borrowers

    $495

    I will dig into your loans, how you should be filing your taxes and if we can get loan forgiveness. When you are done you will receive a student loan report that shows all your options and the long-term impact of each.

  • parent plus double loan consolidation

    Parent Plus Borrowers

    $795

    I will dig into your loans, how you should be filing your taxes and if we can get loan forgiveness. When you are done you will receive a student loan report that shows all your options and the long-term impact of each. I will also complete all required paperwork and guide you through 5+ month process.

  • Student Loan forgiveness for teachers

    Going to College

    $495

    We help parents strategically pay as little as possible for college. We review use of 529 accounts, student loans, private student loans and Parent Plus loans to see which makes the most sense. You will receive a report with the estimate costs for the student and the parent during college and after graduation.

  • Person writing with a pen on a stack of papers, wearing a blue shirt

    Outsource

    For financial planners or tax professionals looking to help their clients with student loans, but not have to be the expert.

    Learn More
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Steve Witter

Hi, I’m Steve Witter, CFP®, CSLP®

Buffalo’s first and only Certified Student Loan Professional™ (CSLP®).

As a Certified Student Loan Professional® and CERTIFIED FINANCIAL PLANNER™, I am qualified to assist you in finding the best possible strategies for repayment of your student loan debt while still planning for your future.

Examples of Loan Forgiveness

  • teacher student loan forgiveness

    23-year-old teacher with $50,000 of Federal student loans and $45,000 of private student loans.

    Set the Federal student loans up for $52,000 of forgiveness.

    Refinanced her private loans from interest rates of 8%, 9.625%, and 11.25% to 3.45%, which is projected to save over $18,000.

  • An elderly woman kisses a young woman's forehead affectionately while they sit outdoors surrounded by greenery.

    60-year-old borrowed $360,000 in Parent Plus loans to send their kids to college.

    We used the double consolidation loophole and filed taxes separately to lower the monthly payment from $4,228 to $546.

    Projected to get over $472,000 of loan forgiveness!

  • A bride and groom smiling in a picturesque outdoor setting, with the bride wearing a white wedding dress and veil, and the groom in a suit holding a bouquet of flowers. They appear to be near a lake surrounded by trees with autumn foliage.

    30-year-old who works at a non-profit with $60,000 in loans that just married a high-income earner.

    Recommended that they file taxes separately vs. jointly. If they had filed jointly their loan payment would have gone from $158.30 to around $1,000 a month.

    Worked with their accountant and filing their taxes separately meant paying an extra $2,000 in taxes but saved $10,000 in loan payments a year. This saved them $8,000 a year and they are projected to get over $40,000 of loan forgiveness.

The case study shared is to provide a general representation of the types of services provided. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.